2 min read
Definition
Seed capital is the initial finance used to launch a business and validate its model — typically from founders’ savings, friends and family, or early angel investors, before the company has a track record.
In plain terms
It is the money that turns an idea into a trading business. At this stage banks and mainstream lenders rarely lend, so equity fills the gap.
Why it matters for your company
Once you have a trading history and predictable cash flow, debt becomes available and lets you grow without further dilution. Credicorp lends to established UK limited companies — see business loans and expansion capital.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.