2 min read
Definition
The reversion rate is what your facility charges after any headline, discounted or fixed period expires. It is usually a variable rate — the reference rate plus a set margin — and can be meaningfully higher than the intro rate, causing a payment jump if you do nothing.
In plain terms
It is the “normal” rate after the deal sweetener runs out. If you drift onto it without checking, your payments can climb sharply.
Why it matters for your company
Review or refinance before the reversion rate bites. See fixed-rate period and how to review a loan before the fixed rate ends.
Credicorp lends to your company, not to you personally, and takes no personal guarantee. See indicative terms on business loans, or apply online in minutes.
Related reading
Fixed-rate period
A fixed-rate period is the stretch during which your rate is locked and payments are certain, after which the…
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Discounted rate
A discounted rate is a temporary reduction off the lender’s standard variable rate for an intro period, after…
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How to review a loan before the fixed rate ends
Do not sleepwalk onto the reversion rate. When a fixed period ends, many loans roll onto a higher variable…
Read →Advance rate
The advance rate is how much of an asset's value a lender will lend against — 80% of invoices, say. The gap…
Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.