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Definition
Working capital is the money a business needs to fund its everyday operations — the gap between current assets (cash, stock, unpaid invoices) and current liabilities (suppliers, wages, VAT). Positive working capital means a business can meet its short-term obligations; a squeeze means it cannot, even if profitable.
Working capital finance covers that shortfall with short-term funding — a loan, revolving line or invoice finance — sized to the operating cycle rather than a one-off purchase. See the working capital finance guide and asset finance vs working capital.
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Read →Funding for UK limited companies
Credicorp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.