Glossary

County Court Judgment (CCJ)

A County Court Judgment — a court ruling that a company owes an unpaid debt, recorded publicly and damaging to its credit score for up to six years.

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Definition

A County Court Judgment (CCJ) is a court order confirming that a company owes a debt it failed to pay. It becomes a public record, appears on the company's credit report, and lowers its credit score.

How long it lasts

A CCJ stays on the register for six years. Paid within a month, it can be removed; paid later, it is marked "satisfied" — still visible but far less damaging than an outstanding judgment. See CCJs and business lending.

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